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If I Knew Then: Part 8…”

If I Knew Then: Part 8

This is the eighth episode of the miniseries, “If I Knew Then: Journeying Through Choices and Discovering Your Path” in the Lynda: Rooted&Real podcast.

In ‘If I Knew Then’ Part 8, Lynda talks about money and self-worth. She shares the honest truth about the lies we tell ourselves. Your bank balance does not define who you are. Start a chat about it today.

If I Knew Then Part 8

Money

Episode Transcript

A text version of the podcast episode with timestamps.

[00:00:13.09]Hey, welcome back to Rooted&Real, and this is Lynda, your pal.
[00:00:19.57]So we’re still doing this series of, if you knew then what you know now, would things
[00:00:28.06]have been different?
[00:00:30.89]Would things be better than they are now?
[00:00:34.66]And today we’re dealing with, if I knew then what I know now, I would have had a different
[00:00:42.34]relationship with money.
[00:00:45.66]Not because I needed more of it, but because I misunderstood what it was for.
[00:00:55.29]Let me tell you, money is good, it is awesome, when it’s doing its job. It’s paying rent,
[00:01:03.94]it’s paying bills, it’s buying groceries, it even lets you take your person out for
[00:01:09.29]lunch without checking your balances first.
[00:01:12.13]Ma! I remember the first time I had extra in my account, I didn’t panic, but the freedom
[00:01:22.45]I felt… Heh! ‘Wacha tu’ (I can’t even explain it).
[00:01:26.13]Money is a tool, and when it works, it gives you peace.
[00:01:33.37]And then, there’s this other side of money, when that money becomes your boss, that is
[00:01:41.66]bad.
[00:01:43.80]Credit cards for things you couldn’t even afford, saying yes to keep up with the, I
[00:01:50.05]call them the Jonas’s, the neighbours next door, ‘ama’ (or) your friends from your alumni
[00:01:54.81]group, eh?
[00:01:55.82]You want to show you got it.
[00:01:59.38]And at some point, it becomes a bit shameful when you can’t keep up, so you guess your
[00:02:07.69]way through it, and you know what?
[00:02:10.81]Nobody teaches you that back in school, you just learn by messing up.
[00:02:17.14]And I’m telling you, my dear, I messed up, not once, not twice.
[00:02:23.86]And then, there’s that other ugly side of money, when, especially the fights that money
[00:02:31.50]causes, the anxiety that comes with lack of it at 2 a.m., when you start thinking about
[00:02:39.65]the project that you had thought about to do, when you’re still thinking about it at
[00:02:43.37]2 a.m., and you’re still saying, I’ll start next month.
[00:02:47.81]And that next month turns into years.
[00:02:51.92]Now, the ugliest bit is realizing that you have tied your worth to your wallet, that
[00:03:02.22]if you had more, you’d be more, and you have less, so you are less.
[00:03:11.09]THAT IS A LIE.
[00:03:14.21]And I believed that lie for so long.
[00:03:18.01]So, if you are stressed about money right now, I SEE YOU.
[00:03:29.17]I totally feel you.
[00:03:31.69]And if I knew then what I know now, I would have started talking about it sooner.
[00:03:38.10]I would have asked questions.
[00:03:39.89]I would have made a plan, even a messy one.
[00:03:44.10]Money is just money, and you’re the one who gives it meaning.
[00:03:51.98]So give yourself some grace, learn it, talk about it, but you’ve got to start today.
[00:03:59.41]You’re doing much better than you think.
[00:04:02.97]Thank you so much for listening.
[00:04:05.66]Be blessed!

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04:20
Thu, 4 Jun, 2026
Transcript  

  If I Knew Then

  The Series

Episode Creator(s): Lynda Onimbo

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