WEBVTT Kind: captions Language: en 00:00:13.094 --> 00:00:19.478 Hey, welcome back to Rooted&Real, and this is Lynda, your pal. 00:00:19.572 --> 00:00:27.964 So we're still doing this series of, if you knew then what you know now, would things 00:00:28.057 --> 00:00:30.797 have been different? 00:00:30.891 --> 00:00:34.562 Would things be better than they are now? 00:00:34.656 --> 00:00:42.244 And today we're dealing with, if I knew then what I know now, I would have had a different 00:00:42.338 --> 00:00:45.564 relationship with money. 00:00:45.657 --> 00:00:55.200 Not because I needed more of it, but because I misunderstood what it was for. 00:00:55.294 --> 00:01:03.847 Let me tell you, money is good, it is awesome, when it's doing its job. It's paying rent, 00:01:03.940 --> 00:01:09.200 it's paying bills, it's buying groceries, it even lets you take your person out for 00:01:09.294 --> 00:01:12.038 lunch without checking your balances first. 00:01:12.131 --> 00:01:22.357 Ma! I remember the first time I had extra in my account, I didn't panic, but the freedom 00:01:22.451 --> 00:01:26.038 I felt... Heh! 'Wacha tu' (I can't even explain it). 00:01:26.131 --> 00:01:33.278 Money is a tool, and when it works, it gives you peace. 00:01:33.372 --> 00:01:41.563 And then, there's this other side of money, when that money becomes your boss, that is 00:01:41.657 --> 00:01:43.747 bad. 00:01:43.798 --> 00:01:49.955 Credit cards for things you couldn't even afford, saying yes to keep up with the, I 00:01:50.049 --> 00:01:54.720 call them the Jonas's, the neighbours next door, 'ama' (or) your friends from your alumni 00:01:54.814 --> 00:01:55.724 group, eh? 00:01:55.817 --> 00:01:59.284 You want to show you got it. 00:01:59.378 --> 00:02:07.596 And at some point, it becomes a bit shameful when you can't keep up, so you guess your 00:02:07.689 --> 00:02:10.714 way through it, and you know what? 00:02:10.808 --> 00:02:17.045 Nobody teaches you that back in school, you just learn by messing up. 00:02:17.138 --> 00:02:23.764 And I'm telling you, my dear, I messed up, not once, not twice. 00:02:23.857 --> 00:02:31.406 And then, there's that other ugly side of money, when, especially the fights that money 00:02:31.500 --> 00:02:39.557 causes, the anxiety that comes with lack of it at 2 a.m., when you start thinking about 00:02:39.651 --> 00:02:43.278 the project that you had thought about to do, when you're still thinking about it at 00:02:43.371 --> 00:02:47.721 2 a.m., and you're still saying, I'll start next month. 00:02:47.815 --> 00:02:51.603 And that next month turns into years. 00:02:51.924 --> 00:03:02.123 Now, the ugliest bit is realizing that you have tied your worth to your wallet, that 00:03:02.216 --> 00:03:10.996 if you had more, you'd be more, and you have less, so you are less. 00:03:11.090 --> 00:03:14.115 THAT IS A LIE. 00:03:14.209 --> 00:03:17.916 And I believed that lie for so long. 00:03:18.010 --> 00:03:29.079 So, if you are stressed about money right now, I SEE YOU. 00:03:29.172 --> 00:03:31.595 I totally feel you. 00:03:31.688 --> 00:03:38.006 And if I knew then what I know now, I would have started talking about it sooner. 00:03:38.099 --> 00:03:39.799 I would have asked questions. 00:03:39.893 --> 00:03:44.002 I would have made a plan, even a messy one. 00:03:44.096 --> 00:03:51.885 Money is just money, and you're the one who gives it meaning. 00:03:51.979 --> 00:03:59.313 So give yourself some grace, learn it, talk about it, but you've got to start today. 00:03:59.407 --> 00:04:02.874 You're doing much better than you think. 00:04:02.967 --> 00:04:05.564 Thank you so much for listening. 00:04:05.658 --> 00:04:08.552 Be blessed!